Under the Industrial Special Risk (Property/Equipment) Policy the standard deductable is $5,000. This means that Scouts Queensland will always pay the first $5,000 on any claim against this policy.

Under the same policy, damage related to a named cyclone or known flood event, the deductable is $25,000. This means that Scouts Queensland will always pay the first $25,000 on any claim for loss that involved a named cyclone or known flood event.

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IMPORTANT: Under the Scouts Queensland Insurance scheme, the deductable is a Scouts Queensland expense. Individual formations are not required to pay the deductable amount

 When making a claim against any policy, the only amount payable by Groups or Formations is a Branch administration fee of $500. It is recommended that Groups or Formations put aside sufficient funds to cover any Branch administration fee that may be incurred.

This document is meant to provide a summary of information related to the Scouts Queensland Insurance program, for more detail information please read The Queensland Branch Scouting Instructions (QBSI) Section 5.6 Insurance or email risk@scoutsqld.com.au